What is Motor Insurance?
Choose the level of cover that fits how you drive.
Seedstone Insurance Agency arranges and manages your cover end to end — from quote to claim — so you always deal with one trusted team. Your policy is underwritten by Old Mutual Botswana, giving you the security of an established insurer behind every claim.
Cover Options
Types of motor cover
Choose the level of protection that suits your vehicle and budget. Each level builds on the one below it.
Comprehensive Cover
The widest protection — covers damage to your own vehicle as well as your liability to others.
- Own damage from an accident
- Fire damage
- Theft and attempted theft
- Third-party liability — injury or property damage you cause to others
Third Party, Fire & Theft
Mid-level cover — protects you against claims from others, plus fire and theft of your own vehicle.
- Third-party liability — injury or property damage you cause to others
- Loss of, or damage to, your vehicle by fire
- Theft and attempted theft of your vehicle
Third Party Only
The legal minimum — covers damage and injury you cause to others, but not your own vehicle.
- Death or injury to other people
- Damage to other people's vehicles or property
- Legal liability costs arising from a claim
Added Value
Optional extras & add-ons
- Windscreen and window glass replacement
- Emergency towing and roadside assistance
- Hire car while yours is being repaired
- Riot, strike and malicious damage
- Car radio, sound system and fitted accessories
Key Benefits
Why clients choose this cover
Fast Claims
Claim assessors dispatched within 24 hours of you reporting.
Cover Across SADC
Stay protected on the road throughout Botswana and the SADC region.
Cover Your Financed Car
We coordinate directly with your lender or Seedstone loan.
Get Started
Request your Motor Insurance quote
Tell us a little about what you need to protect and an advisor will be in touch — usually within two hours, with no obligation.
- Free, no-obligation quote
- A real advisor responds within 2 hours
- Underwritten by Old Mutual Botswana
Prefer to chat? We're on WhatsApp.
Get instant answers from a real advisor — no hold music.
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Common Questions
Also in Personal Insurance
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Funeral Cover
Give your family dignity when it matters most.
- Cash lump-sum payout towards funeral costs
- Repatriation / transport of the deceased
- Grocery benefit to support the family
- Tombstone benefit (optional)
Life Cover
Secure your family's future, whatever happens.
- Death benefit lump sum, paid to your beneficiaries
- Terminal illness accelerator (early payout)
- Disability cover (optional)
- Premium waiver on disability
Income Protection
Your salary, protected when you can't work.
- Monthly income replacement (up to 75% of salary)
- Covers illness and injury that stop you working
- Temporary and permanent disability
- Rehabilitation benefit to help you return to work