What is Income Protection?
Your salary, protected when you can't work.
Seedstone Insurance Agency arranges and manages your cover end to end — from quote to claim — so you always deal with one trusted team. Your policy is underwritten by Old Mutual Botswana, giving you the security of an established insurer behind every claim.
Policy Coverage
What's included in this policy
- Monthly income replacement (up to 75% of salary)
- Covers illness and injury that stop you working
- Temporary and permanent disability
- Rehabilitation benefit to help you return to work
- Waiting-period options (30, 60 or 90 days)
Key Benefits
Why clients choose this cover
Monthly Payments
Receive a monthly income while you cannot work — not a once-off lump sum.
Cover Stays Active
With retrenchment cover, premiums are waived and your other policies keep running.
Protect Your Loan
Keeps your Seedstone repayments on track during illness, injury or job loss.
The detail, made clear
Extensions & exclusions
Get Started
Request your Income Protection quote
Tell us a little about what you need to protect and an advisor will be in touch — usually within two hours, with no obligation.
- Free, no-obligation quote
- A real advisor responds within 2 hours
- Underwritten by Old Mutual Botswana
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Common Questions
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