Business Insurance
Protect your premises, income, assets, and people. Comprehensive cover for SMEs and corporates across Botswana.
Business Cover
Stay operational. Stay protected.
From fire and flood damage to legal liability and staff benefits, Seedstone Insurance Agency offers six business insurance products designed for Botswana's SMEs and corporates — all backed by established licensed underwriters and managed end to end by Seedstone.
Business Property
Your premises, protected from every angle.
- Building structure
- Contents and equipment
- Fire and explosion
- Flood and storm damage
- Malicious damage
Business Interruption
Keep your income flowing, even when operations stop.
- Lost gross profit
- Fixed overhead costs during closure
- Extra expenses to resume operations
- Payroll protection
- Supplier/customer failure extension
Public Liability
Protect your business from third-party claims.
- Bodily injury to third parties
- Property damage to third parties
- Legal defence costs
- Product liability extension
- Employer's liability (optional)
Asset Protection
Safeguard the equipment that drives your business.
- Plant and machinery
- Electronic equipment
- Breakdown cover
- Theft of assets
- Transit cover
Fleet Insurance
One policy. Every vehicle in your fleet.
- All vehicles on one policy
- Comprehensive or third-party options
- Goods in transit
- Driver personal accident
- Windscreen cover
Group Cover & Benefits
Attract and retain talent with a benefits package.
- Group life cover
- Group funeral cover
- Group income protection
- Group medical aid (referral)
- Flexible member contributions
Need a tailored business insurance package?
Our commercial advisors build bespoke solutions for SMEs and corporates.
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