Personal Insurance
Comprehensive cover for individuals and families across Botswana — from motor and funeral to life, income protection and more.
Personal Cover
Protection at every stage of life
From the car you drive to the family you support, Seedstone Insurance Agency offers personal insurance cover underwritten by Old Mutual and managed end to end by one trusted Seedstone team.
Mmereki Group Scheme
Not sure which personal cover you need?
Take our free 6-question assessment and receive a personalised cover recommendation.
Motor Insurance
Choose the level of cover that fits how you drive.
- Windscreen and window glass replacement
- Emergency towing and roadside assistance
- Hire car while yours is being repaired
- Riot, strike and malicious damage
- Car radio, sound system and fitted accessories
Funeral Cover
Give your family dignity when it matters most.
- Cash lump-sum payout towards funeral costs
- Repatriation / transport of the deceased
- Grocery benefit to support the family
- Tombstone benefit (optional)
- Cover continues if you change employers (individual plan)
Life Cover
Secure your family's future, whatever happens.
- Death benefit lump sum, paid to your beneficiaries
- Terminal illness accelerator (early payout)
- Disability cover (optional)
- Premium waiver on disability
- Beneficiary nomination
Income Protection
Your salary, protected when you can't work.
- Monthly income replacement (up to 75% of salary)
- Covers illness and injury that stop you working
- Temporary and permanent disability
- Rehabilitation benefit to help you return to work
- Waiting-period options (30, 60 or 90 days)
Household Insurance
Everything inside your home, covered.
- Contents replacement (new for old)
- Burglary and theft
- Accidental damage
- Fire and flood
- Portable possessions (optional)
Not sure which personal cover is right for you?
Our advisors offer a free consultation — no pressure, no jargon.
Start a conversation