Agricultural Insurance
Protecting Botswana's farmers from livestock loss to crop failure with specialist cover built for local conditions.
Agricultural Cover
When nature is unpredictable, your cover should be reliable.
Agriculture in Botswana faces real risks — drought, disease outbreaks, livestock theft, and flooding. Seedstone Insurance Agency offers specialist agricultural cover, backed by established licensed underwriters and designed specifically for the conditions Botswana's farmers face.
Livestock Insurance
Your herd is your livelihood. When things go wrong, we make sure you can rebuild.
- Death by accident (collision, drowning, lightning, structural collapse)
- Death by illness or disease contracted after policy start
- Attacks by dogs and wild animals
- Emergency slaughter — vet-certified incurable condition
- Government-ordered culling during epidemic (gap cover)
Crop & Horticulture Insurance
A bad season doesn't have to mean financial ruin. Protect your harvest before it reaches the market.
- Fire and veld fire damage to standing or harvested crops
- Flood and storm damage (hail, high winds)
- Drought mortality (optional extension)
- Pest and disease loss (where preventative measures were taken)
- Input cost protection (seed, fertiliser, chemicals, labour) on total loss
Farm Asset Protection
The tractors, equipment, and infrastructure that keep your farm running — covered.
- Tractors and farm vehicles (accident, fire, theft, rollover)
- Irrigation infrastructure (pivots, pumps, pipes)
- Storage facilities and grain silos
- Generators and water supply equipment
- Farm tools and implements
Flood & Fire Cover
When nature strikes your farm, your recovery starts here.
- Fire and veld fire (including fire spreading from outside your property)
- Lightning strike damage to buildings, equipment and animals
- Flood inundation of agricultural land and infrastructure
- Hail and storm wind damage
- Emergency rehabilitation costs (fencing, drainage, access roads)
Emergency Slaughter Cover
When humane destruction is unavoidable, recover the value of what you've lost.
- Vet-certified emergency slaughter (incurable condition confirmed in writing)
- Government-ordered epidemic slaughter (gap between government payout and insured value)
- Disposal and transport costs where specified in schedule
Running a farm? Let's find the right cover.
Our agricultural advisors understand the unique risks Botswana farmers face.
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